obligee

obligor

OCC

occupancy

occupation class

occupational accident

occupational disease

occupational hazard

Occupational Safety and Health Act (OSHA)

occurrence

occurrence policy

ocean cargo insurance

ocean marine insurance

OCIP

OCP—owners and contractors protective liability insurance

odds

OEM

Office of the Comptroller of Currency (OCC)

off-premises clause

off-premises services coverage

office burglary and robbery policy

officers and directors liability insurance

Old Age, Survivors, Disability and Health Insurance Act (OASDHI)

OLT—owners, landlords and tenants liability insurance

omissions clause

omnibus clause

open cargo policy

open cover

open enrollment

open perils

open policy

open slip

open stock burglary policy

operating income/profit

operations liability

option

Option A - universal life

Option B - universal life

optional life insurance settlement modes

optionally renewable contract

ordinance or law coverage

ordinance or law exclusion

ordinary life insurance

original age conversion

original cost

original equipment manufacturer (OEM)

OSHA—Occupational Safety and Health Act

other insurance clause

outage insurance

outboard motor and boat policy

outservant

outside employee

outside holdup insurance

overhead expense insurance

overinsurance

overlapping insurance

overline

overriding commission

overtraded

owner-controlled insurance program (OCIP)

owners and contractors protective liability insurance (OCP)

owner's equity

owners, landlords and tenants liability insurance (OL&T)

ownership of expirations

ownership provision